Press 1 to enter your 10-digit application ID number. Learn how your comment data is processed. a. Take the quiz to find out which BPI card is best for you! When filling out an application form, be sure to provide complete and correct information. BPI credit card shopping, grocery and dining treats. Before you file your application, decide which card best fits your needs, budget, and lifestyle. Be available for a call from the bank. Every year, you can get a free copy of your credit report—which shows your credit history over time—from the. Chris Lilly Updated Apr 14, 2020. In an era of fake news and superficial listicles, this website aims to enlighten, inspire, inform, and entertain in ways that no mainstream media company is gambling on. It’s a no frills card that’s perfect for a first credit card or just for your everyday spending, but with more perks and privileges. Different factors can get you approved or denied for a BPI credit card. eval(ez_write_tag([[728,90],'filipiknow_net-leader-1','ezslot_4',187,'0','0'])); Ideal for:  Online shopping and e-payments, Ideal for:  Millennials who often shop, dine, and go to hip clubs and events, Annual fee: Php 110/month (free for the first year), Cons: Doesn’t earn rewards as quickly as other BPI cards, Annual fee: Php 1,000 (free for the first year), Ideal for: Anyone who wants the benefits that come with a premium card, Annual fee: Php 2,250 (free for the first year), Cons: Higher-income requirement, annual fee, and interest rates than some premium cards from other banks, Pros: Earns 1 air mile for every Php 45 spent, Cons: Air miles applicable only to Delta Air Lines, Annual fee: Php 5,000 (free for the first year), Ideal for: High-income earners who frequently travel, Cons: Designed for affluent BPI customers only, Pros: 3% fuel rebate at participating Petron stations, Cons: Fuel rebates exclusive only to Petron customers. The toll-free BPI credit card hotline is 1-800-188-89100. In an era of fake news and superficial listicles, this website aims to enlighten, inspire, inform, and entertain in ways that no mainstream media company is gambling on. Pick the best BPI credit card for you. 11 Best Credit Cards For Beginners In 2020. I’m an OFW. c. Sign at the back of your credit card immediately. Filipiknow is fueled by the belief that what we expect from our country matters less than what our motherland expects from us. How? The main purpose of the BPI Express Start Credit Card is to provide individuals with the easiest and fastest way to get a BPI Credit Card without submitting any income documents. Her background is in journalism and corporate communications. On average, BPI processes a credit card application within one to two weeks. Read the Declaration at the bottom. But in case BPI denies my credit card application, it wil be their lost. And mind you, I got this card without having to submit any documents and no security deposit too. 7. Learn how to renew NBI clearance in 2020 through two quick and easy ways. 2. If you are residing in the Philippines or OFW, this page will give you an idea about the required documents when applying for a BPI credit card. How to Open BPI Savings Account: 6 Steps (with Pictures), Korean Visa: The 2019 Complete Guide to Application and Approval. b. Click Other Services > Application Status Inquiry > Credit Card. , an online test that provides personalized recommendations based on your various preferences: Whether or not you want to pay a premium for exclusive perks, Your personality and lifestyle (thrifty, free-spirited, family-oriented, etc.). Anti-Fraud Awareness. If BPI fails to receive them within three banking days from the day you applied for a card, your application will be canceled. Wait for a phone banker to answer your call. Once you get the hang of them, you’ll find that credit cards are incredibly helpful financial tools. A credit card application with BPI—or any bank for that matter—isn’t just about filling out forms at the bank and waiting for your credit card to arrive. Can I apply for a BPI credit card? Save my name and email in this browser for the next time I comment. The BPI credit card contact number is not toll-free, but they also have a number you can call where you do not get charged. It’s rare to find a secured card with a rewards program, but this card provides 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Dial 889-10000 (all areas with "02" area code), 1-800-188-89100 (domestic toll-free for PLDT) or +632 889-10000 (mobile phone and international calls) and press 5 to report the card as lost/ stolen, so that the card can immediately be blocked. If you’re enrolled in BPI Express Online, log in to your account to check if your credit card details such as credit limit and customer numbers are included in your profile. I got this the same time I applied for BPI credit card. Make sure to submit your documents ASAP. After you’ve filed your application, expect BPI to contact you for data verification. What is the best BPI credit card for first-time cardholders? Although the categories may have different target readers, they all have the same mission: to educate, empower, and inspire Filipinos to contribute to our country even in small ways. How to file a BPI credit card application online. Here’s a step-by-step guide to walk you through the process of BPI credit card application and help you raise your chances of getting approved. HDFC Money Back (Beginners): HDFC Money Back is one of the best credit cards for beginners in India. Can I still apply for a BPI credit card? Here’s a step-by-step guide to walk you through the process of BPI credit card application and help you raise your chances of getting approved. eval(ez_write_tag([[728,90],'filipiknow_net-large-leaderboard-2','ezslot_2',186,'0','0'])); Annual fee: Php 1,550 (free for the first year), Pros: Earns 1 rewards point for every Php 35 spent. Select and shop online now! 1. 8. Don’t disclose YOUR sensitive personal information and credit card details. Cardholders also get treated with credit card promos from time to time (Free Jollibee meals and toys, anyone?). If you’ll apply for a BPI credit card online, simply fill out the online application form. No need to submit any proof of income, as long as any of these documents are provided to BPI: Depending on the credit card applicant, BPI may ask for more requirements such as the following: You may apply for a credit card at the nearest BPI branch where you’ll fill out an application form and submit the requirements. Take the online BPI Cards Profiler test. 5. Why do I keep getting rejected for a BPI credit card? 4. 9. BACK. Here are the list of BPI Credit Card; BPI Amore Visa: the applicant must have Php 15,000.00 minimum fixed monthly income. Can I apply for a BPI credit card? Here’s an overview of the different types of BPI credit cards to choose from: Ideal for: Shopping and dining at Ayala Malls, Pros: Earns up to Php15,000 rebates per year, Cons: Earning rebates limited only to Ayala Mall merchants, Pros: Earns up to Php25,000 rebates per year. Click here. How do I pay for my BPI credit card bill? If you have considered these issues and have another BPI credit card you can make charges on, you are prepared to cancel your secondary BPI credit card application. If you borrow funds for a significant period of time, you’ll pay a fee for the privilege — called interest. Press 1 to inquire about your application status. Filipiknow is fueled by the belief that what we expect from our country matters less than what our motherland expects from us. For beginners, the best credit cards are those with a low-income requirement, annual fee, and interest rate. Utilize the accompanying steps. It’s actually easy to qualify for one. Your email address will not be published. BPI and Ayala Malls offer Amore VISA credit cards, which also act as privilege cards. I can share this to you on a different section maybe… You may not alter or remove any trademark, copyright or other notice from copies of the content. If two weeks had already passed and you still haven’t got an update from BPI, it’s time to follow up. List of BPI Credit Card. Your credit history shows how responsible you are with paying off your credit card bills, loans, and other financial obligations. Better yet, file your application online—it’s more convenient that way. Credit utilization, or how much of your credit limit you’re using, is the second biggest contributor to your credit score. 3. These BPI credit cards have those features, making them ideal for first timers: BPI Edge Mastercard. Get up to 35% OFF in Cucina's lunch and dinner buffet when you use your BPI credit card to pay. Terms like credit history and credit score may sound foreign to a common Pinoy, but they do matter. I just didn’t expect that my BDO credit card application will be approved so I applied for BPI credit card. Which is better as a first credit card: BPI or BDO? Things to consider when choosing a BPI credit card. Existing principal credit cardholders (with other banks for at least one year). What are the Benefits of the BPI Family Credit Card? In return for an annual fee of $39, cardholders earn 1.5% cash back on all purchases. Can I pay my bills using the BPI credit card? To start with, the BPI Family card is good for beginner to intermediate users looking to build their credit scores. Here’s how: 1. A credit card is a small plastic card that lets you borrow money from a financial provider. Near a BPI or BPI Family Savings branch (within a 30-kilometer radius of the bank). FilipiKnow is a portmanteau of two words: "Filipino" and "knowledge." The BSP advises new cardholders to sign at the back of their card as soon as they receive it for protection against credit card fraud. On its Yearly sale, Flipkart gives a 10% extra discount to HDFC Card holders. However, after a year of proving them that you can pay all your debts, along with the statement of account that your branch submits to the credit card dept., you will still be asked to submit other income documents to retain the credit card and for your money to be released (the hold out amount you deposit to get a credit card). They hack into these details, allowing them to use someone’s credit card account to perform unauthorized transactions. For any concerns, you may email us at help@bpi.com.ph or reach us by calling our hotline numbers at: Metro Manila: (all areas with "02" area code) 889-10000 Domestic Toll-Free No: 1-800-188-89100 (available for PLDT) Tip: Make sure to submit your documents ASAP. BPI may also contact your HR department to verify your employment details. Related Article: How to Apply for BDO Credit Card: A 7-Step Guide to Getting Approved. The representative will receive the card on the cardholder’s behalf. What is the best BPI credit card for first-time cardholders? The acceptance of your ID is subject to the BPI branch’s evaluation and approval. Gold Credit Card with a wide range of free insurance which allows you to make moves on the current deposits account. How to Apply for BPI Credit Card: A 7-Step Guide to Getting Approved. If yours is good, the bank will likely approve you for a credit card. Call the 24-hour customer service hotline: 4. I lost my card, what do I do? Tick the small box underneath to agree to the terms and conditions. So annoying that after a year you thought you have established a good credit history, but for them, you are still not credible enough to have a regular credit card. Photocopy, scan or take a picture of the front and back of your ID card. As a secured credit card that does not require income documents , this offering is best for first-time cardholders, low-income earners, self-employed individuals, or freelancers, as well as those with low credit. Mobile phone and international: (632) 89-100. I hope I was able to give some insights on whether to get this BPI Credit Card with security deposit, Your email address will not be published. Never fall victim to credit card fraud. I don’t have all the required income documents. A BPI online portal is also available to assist customers with their credit card-related concerns, including credit card bills if those cards are enrolled through BPI online banking. The Capital One Platinum Credit Card is a good unsecured card for beginners because it doesn’t have an annual fee and, like a few cards for beginners, gives access to a higher credit line after making the first … Submit your BPI credit card application. BPI Family Credit Card Fees and Charges. link to How to Compute Your SSS Contribution: An Ultimate Guide, link to How to Renew NBI Clearance Online the Fastest and Easiest Way, How to Open a BPI Savings Account: An Ultimate Guide. No matter how banks like BPI. This financial flexibility makes managing huge expenses easier on the budget. How do I check my BPI credit card bills and balance? How to Apply for BPI Credit Card: An Ultimate Guide. 4. How? 6. The BPI Family Savings Credit Card is one of the BPI cards with the lowest interest rates and annual fees. I don’t have all the required income documents. Petron-BPI Mastercard. Required fields are marked *. Now, you have the power to choose the best cards, promos and deals for the lifestyle you want. Venus Zoleta is an experienced writer and editor for over 10 years, covering topics on personal finance, travel, government services, and digital marketing. Document indicating the valid and registered name and number in the SkyMiles membership program. Try the. If you have enough funds in your BPI savings account and you are enrolled in BPI Online Banking, you can easily settle your credit card bills online without going to the bank anymore. Offer details: Receive 20% discount on ala carte orders with your BPI Gold or Platinum Cards. APR 13,7% (TAN 10,14%). During transactions, cashiers verify if the signature on the card matches the customer’s signature on the receipt and any ID provided. Otherwise, you’ll have to call the BPI phone banking hotline to request for activation. 1% unlimited cash back on all other purchases - automatically. When she's not working, Venus bonds with her pet cats and binges on Korean dramas and Pinoy rom-coms. Once you’re sure you have a good chance of approval and have chosen the perfect card, you can already gather the supporting documents required for a BPI credit card application. If you are new to online banking, the process might be a little confusing, … Or press 0 to talk to a customer service agent. Learn how you can make life simpler and finances easier with a BPI Card Application. If you have no credit history, meaning you’ve never had a credit card or loan yet, apply for a secured BPI credit card. Best Unsecured Card for Beginners. Plus, it can set the foundation for getting into credit card debt that can take a long time to pay off. In her early 20s, she started investing and purchased a home. The BPI Blue Mastercard is touted as ‘the sensible credit card’ because you earn reward points and receive free gifts whenever you use it. Like other credit card providers in the Philippines, BPI sets minimum requirements for those who want to apply for a credit card. 5. Which is better as a first credit card: BPI or BDO? If so, that means your BPI card is already pre-activated. All materials contained on this site are protected by the Republic of the Phlippines copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of filipiknow.net or in the case of third party materials, the owner of that content. This site uses Akismet to reduce spam. Owners or managers of remittance centers, money changers, pawnshops, forex dealers, and other BPI-regulated entities. Once you’ve done so, you’ll easily qualify for regular credit cards. Shutting a record the right way takes a little time, persistence and association. 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