Spending $3,000 in the first three months you have the Capital One Savor Card will earn you its $300 initial bonus (provided that you haven’t earned it before). Analysis. (800) 625-7866 – Application Services Line $400 CL with $200 deposit, opened 01/2016. Capital One SavorOne Cash Rewards Credit Card's annual fee is $0, and it even offers 0% for 15 months as an intro APR for purchases. And since then I've gotten three other cards: uber visa, Wells Fargo, Chase Freedom unlimited. This guide is an absolute must-read before you do anything with your Capital One miles, as we’ll focus on demonstrating the value you can get from transferring Capital One miles to airline partners. Click here for information. Bank Details » Reconsideration Phone 800.227.4825. My issue is Cap One seems block access to their underwriters so I can't "plead my case" to anyone with power over the process, unless I'm not seeing the number here.. 2 months later, insta-accepted submitting a new online app. The Capital One Savor has an annual fee, while the Capital One SavorOne does not — but both offer robust rewards on food and fun, plus other perks. For your best bet we’d recommend calling the first number. Grace Period 25 days. If you're not confident you'll be approved for that high a limit, the SavorOne is a Platinum Mastercard with a minimum $1000 limit and no annual fee. Learn More . Most credit cards with a foreign transaction fee charge about 3% of any purchase processed internationally. Coronavirus - supporting you is our priority. We're more than just a bank. Also, be sure to check out our review of the Capital One Venture card. It's usually best to wait for at least 6 months before you request a credit limit increase. So, if you open the Capital One® Savor® Rewards card today, you’ll have to wait at least 6 months before applying for a card like the Cap One Venture. You can redeem the cash back rewards that you accrue with this card via statement credit or check. Balance transfer limitations. Avoid paying the high interest by paying your balance when due. Is there a direct number to call them? 3% cashback on dining; 2% cashback on groceries; 1% cashback on all other purchases; No cap, points do not expire; The Capital One Savor card has a more complex cashback rate system, but a more interesting one as well. There are lots of attractive options right now. Places known primarily as dining establishments qualify for the Savor Card’s 4% rewards rate. Capital One Savor One Rewards Apply now Add To Compare Award System. You'll have to spend almost $200 - $800 a month just to cover the cost of the annual fee, depending on what you purchase. This can be done either online through your Capital One credit card account, or over the phone by calling customer service at 1-800-955-7070 (select “More Options” for credit limit services). Capital One® Savor® Cash Rewards Credit Card: 8% cash back on tickets through Vivid Seats (offer ends January 2022) 4% cash back on streaming service purchases (offer ends April 30, 2021) 4% cash back on dining and entertainment; 2% cash back at grocery stores; 1% cash back on other purchases; $95: Capital One SavorOne Cash Rewards Credit Card Discover more. Know your credit score . Managers of Savoy Special Situations, a conservative long/short hedge fund. My credit card application was declined. Terms Apply. Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests. That doesn’t compare too favorably to applicable market averages. The other Savor card Capital One offers, the Capital One Savor Cash Rewards Credit Card , has an annual fee but features slightly improved rewards and benefits. Capital One is very conservative when approving applicants for their premium credit cards such as the Venture Rewards card, but fairly easy to get approval for their student or secured cards.. The Capital One® Platinum Credit Card, on the other hand, is a credit-building card with a $0 annual fee, with no rewards program and no signup bonus. The Quicksilver card started out as a Secured Platinum card. The Capital One SavorOne, a card that has no annual fee, will now earn 3% cash back on the same streaming services. Is it possible to PC a bucket card from Capital One into a Savor card? (Edit: The idea that leaving a small balance and paying it off improves your credit is also a myth.) When you call the company, they will likely ask for your Social Security number. And there's no foreign transaction fee. Capital One, unlike some other credit card companies, doesn’t let applicants check their status online. Your APR mostly depends on your creditworthiness. Redeem as much or little cash back as you want, whenever you want -- … The Capital One Savor, a card that comes with a $95 annual fee, now earns 4% cash back on some of the most popular streaming services including Netflix, Hulu and Disney+. For context, the average cash rewards card offers about 1% back on all purchases. Your web browser (Internet Explorer) is out of date and no longer supported. Then, they’ll pull all 3 bureaus AGAIN. The Savor Card’s initial bonus is about twice the average among cash rewards credit cards and one of the biggest cash bonuses available from any credit card right now. Never made more than 30k a year (getting a higher salary soon). And is a fantastic card for anyone looking to avoid the hassle of dealing with award charts, blackout dates, and bonus categories! Read about topics that matter to you. Balance Transfer Transaction Fee. The bonus will be credited to your account within two billing cycles of when you meet the initial spending requirement. The amount you earn will depend on the type of purchase – restaurants at 3%, grocery stores at 2%, and everything else at 1%. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. I got the Savor two years ago before the upgrade and the Quicksilver not long after that. American Express® Gold Card Current Offer 60,000 bonus points. The Capital One Savor Rewards is a card designed with foodies in mind. There is no exact formula for approvals for these premium cards because Capital One will routinely deny people with 800+ credit scores while approving people with 700-750 credit scores. You can only open one Capital One credit card every 6 months (inclusive of their business and personal cards). Capital One Savor. Find tips for managing money and more from wherever you are. Account Age is medium (4years), 33 years old. (That’s right, snail mail.) Main Support Line: 800-CAPITAL (800-227-4825) Customer Relations: 800-951-6951; Online Banking Support: 866-750-0873; Lost/Stolen Cards (including international; call collect): 804-934-2001; Apply for a Credit Card: 800-695-5500; Rewards Center: 800-228-3001; Fraud Protection: 800-427-9428, 800-239-7054 The Savor is best for those who spend more, while the SavorOne works best with a smaller budget. Capital One is known for having credit cards with some of the best travel benefits, so it makes sense they'd ensure traveling with your credit card is as easy as possible. The Savor Card also gives an initial bonus of $300 to new cardholders who spend at least $3,000 within 3 months … DECLINED for the card & now with hard pulls on my credit report. In terms of perks and benefits, it’s a bit of a toss-up. Quicksilver holder since 2014, clean credit, 760, always pay my balances in full (from what I read that might be why I was rejected). I called today and the Customer Rep said they have no offers available to allow me a product change. I'm curious to hear anyone's experiences with Capital One reconsideration apps. Is Capital One Savor a Visa or Mastercard? Capital One Savor The current offer for the Capitol One Savor is for $300 once you spend $3,000 on purchases within 3 months from account opening. The Capital One SavorOne card also provides several other perks, which are somewhat less impressive yet still important. APR for Cash Advances 24.99%. That means you won’t have to worry about a balance transfer fee here. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases. Notable perks include up to $1 million in travel accident insurance and $1,500 per trip in trip cancellation insurance. 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